Effective February 7, 2012


Mortgage        Specials
Variable Meritline from 4.00% APR*
3 Years open 4.00% APR*
5 Years closed 3.00% APR*
Open 12 Months 6.30% APR*
Closed 12 Months 3.50% APR*
24 Months 3.55% APR*
36 Months 4.05% APR*
48 Months 4.79% APR*
60 Months 5.29% APR*
SPECIAL 60 Months 4.04%APR*
**SPECIALS 12 Months 2.99% APR*
24 Months 3.39% APR*
36 Months 3.49% APR*
48 Months 3.49% APR*
60 Months 3.59% APR*
**New, owner occupied,
max amort. 25 years,
10% prepayment
Term Deposit Specials 17 Months 1.40%
26 Months 1.70%


Bonus Rates

Members may receive up to ¼% bonus on their term deposits. This includes RRSP & RRIFs of 1 year or longer.

Rate Investment
1/8% $25,000
1/4% $50,000
Premier Member Service and Senior Member Advantage account holders automatically receive a ¼% bonus for term deposits, which includes RRSPs & RRIFs with a value greater than $25,000, but excludes Step Rate Term Deposits and Specials.
*APR – Annual Percentage Rate
All rates subject to change without notice.