Effective April 19, 2012


Mortgage        Specials
Variable Meritline from 4.00% APR*
3 Years open 4.00% APR*
5 Years closed 3.20% APR*
Open 12 Months 6.30% APR*
Closed 12 Months 3.20% APR*
24 Months 3.55% APR*
36 Months 3.95% APR*
48 Months 4.64% APR*
60 Months 5.24% APR*
**SPECIALS 36 Months 3.49% APR*
48 Months 3.49% APR*
60 Months 3.49% APR*
CASH BACK 36 Months 4.59% APR*
60 Months 4.59% APR*
** Available on new purchases,
transfers in and regular renewals,

maximum $10,000 cash back.


Term Deposit Specials 17 Months 1.35%
26 Months 1.75%


Bonus Rates

+Members may receive up to ¼% bonus on their term deposits. This includes RRSP & RRIFs of 1 year or longer.

Rate Investment
1/8% $25,000
1/4% $50,000
Premier Member Service and Senior Member Advantage account holders automatically receive a ¼% bonus for term deposits, which includes RRSPs & RRIFs with a value greater than $25,000, but +excludes Step Rate Term Deposits and Specials.
*APR – Annual Percentage Rate
All rates subject to change without notice.